of health claims were rejected last year
A case companion for rejected insurance claims.
Know where your claim stands, and what to do next.
A rejected claim leaves families facing letters, portals and deadlines when they are already under pressure.
This free companion organises the process into one clear step at a time. It shows what matters today, what document comes next and what could weaken the case.
claims roughly do not pay out
One case. Four rungs.
The route from rejection to resolution
- 01
Your insurer
Ask the grievance officer to review the rejection in writing.
- 02
IRDAI complaint
Escalate with your complaint reference and rejection letter.
- 03
Ombudsman
Ask for an independent decision. It is free and needs no lawyer.
- 04
Consumer court
Use the final route if the earlier steps do not resolve the claim.